What do insurance companies do to improve health care?
Question by Stalking the truth: What do insurance companies do to improve health care?
Pharmaceutical companies develop and produce life saving drugs.
Hospitals provide facilities for operations and recuperation.
Doctors provide treatment and care.
Insurance companies just take money out of the system in order to increase their profits. How does that make us healthier?
Best answer:
Answer by Alouette, gentil alouette!
It doesn’t. That’s why Obama is bringing in the public option. So that people have more FREEDOM and more CHOICE. Two things that Republitards claim to value but try to stop.
Give your answer to this question below!
12 Comments to “What do insurance companies do to improve health care?”
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Incognito says:
They let poor people die so that the ultra rich don’t have to wait in lines.
Rico says:
They are not supposed to make us healthier. They just pool money together from the largest group for the benefit of the ones that need it and make a profit. They are without conscience and need to be heavily regulated, as do all insurance companies.
What a sec, that’s socialism!
Tom says:
They merely charge you an extra 25% for your health care dollar while denying as many people as they legally can in order to keep your costs down which of course is patently absurd and borders on murder. Nearly all civilized countries refuse to participate in such a barbaric system. Here in the US, however, where the value of the almighty dollar reigns supreme above that of human life it becomes the individual responsibility of every citizen to find the most cost effective means of providing said coverage which my only be had if you become part of a very large organization as a means of distributing the already costly coverage. Isn’t this the definition of a functional government to begin with- one dedicated to their citizen’s well being by distributing the costs? Not ‘sharing the wealth’ like so many morons would have you believe!
Alex says:
How would giving that money to the government solve that problem? If you haven’t noticed the government doesn’t have the best track record with money, some examples include Medicare, Social Security, the Post office, and the Military. The government is one of the most inefficient systems ever to exist, and you want to trust your health care to it?
RJC says:
The same thing your auto insurance does.
Doesn’t make your car run better, get better mileage or look better it is just “insurance” against liability, theft or damage.
Very, very,very simple.
BTW: Most here don’t know this but the insurance companies make an average of 3.6% net profit yearly.
Joe in texas says:
What do car insurance companies do to improve the roads?
Donna says:
NOTHING! They take our money and line their profit pockets, while giving incentives to their employees to deny claims left and right.
Donna
Sit Down, Shut Up says:
Nothing. What do politicians do to improve health care? Nothing. And yet people seem more than happy to let the government take over health care.
Albert is back from suspension! says:
the quality is greater, every year, the costs go up though… Why? Well you keep companies stuck within states with small consumer bases – you get little competition and higher prices because the demand is higher than the supply (or rate of production or production costs).
Basic economics here, you should take it. Open the state borders, stop the regulations and allow the companies to compete nationwide… The competition will increase tenfold and the options you and i will have will also more then double in numbers.
Plus this plan is deficit neutral…
You explain to me how the free market plan can fail, if regulations is why we have so little competition and high prices. You explain how the Public Option – which is aimed at more competition – is not the same as adding more than 20 different options, from nationwide companies…
You can’t, unless you really think economics is as simple as “free markets do not work”… Hell, even ***John Maynard Keynes*** supported the FREE market – he just believed government could help it prosper during a recession – i.e. bailouts, stimuli…
So in plain simple words: Stop the regulations and allow companies to compete nationwide.
Edit: Keeping the state borders closed, allows monopolies to develop.
justagrandma says:
They aren’t in the business of improving health care, all they do is pay for it out of a pool of insured who pay into it hoping they never need to use it.
Its for that reason that they don’t want to insure the sick or injured, and would prefer not to cover them. It increases their profits.
When the idea of a public option first came out it was supposed to be for those who couldn’t get private insurance. For that matter people have lost their jobs for having sick kids who have driven the workplace insurance costs higher. The insurance companies were happy with that idea, they could cherry pick and leave the ill, or the could become ill to the public option increasing their profits.
When it was obvious that even healthy people would have to be included, or the government insurance pool would be doomed from the start, they began to kick, and disseminate garbage and nonsense to scare people away.
The CEO’s of Aetna, Humana etc make tens of millions of dollars a year, no government employee makes that much by a long shot, the President only makes $ 400,000 a year. Thats a lot more than the 3.6% someone else cited.
Trader says:
Insurance companies are the biggest ripoff in this country. Go into any major city and look at all the tall buildings downtown. They all belong to banks and insurance companies.
In theory, an insurance takes in premiums for many and insure many. We are safe in numbers. The insurance companies have divided there profit centers into states and special areas. They no longer spread out the risk among the masses. If they can’t make money in Georgia, they leave and pocket the profits from the rest of the states. Shame on them. They should compete just like most other businesses and not be protected by trade laws. Every wonder why they know what their competition charges for the same coverage? So much for free enterprise.
DukeofDixie says:
The same way the Government will, they both will take and take and take more and more of your money and you will get less and less and less health care benefits, just think about it a branch of the US government , the military pays $ 800 for an ordinary hammer and you think they can run the health care industry better,— remember the same government you liberals said 9 months ago was corrupt and evil, is the same government you want me to believe will take our health care system and do wonders with it—-give me a break, you guys need to get out of the government and go back to what you do best, protest and make bad movies , leave the operation of the government to the grown ups *********************